Financing Specialist

1. Expansion & maintenance of financing channels: Develop, liaise with and maintain relationships with financial institutions including banks, securities firms, trusts, funds and financial‑leasing companies. Build a stable and diversified corporate financing channel system; maintain sound government‑enterprise and bank‑enterprise partnerships to ensure steady progress of corporate financing business. 2. Implementation of financing projects: In accordance with the company’s annual & monthly capital plans and business development requirements, formulate special financing plans. Drive the full‑cycle execution of working‑capital loans, fixed‑asset loans, supply‑chain financing, bond financing and other financing businesses, including document preparation, application submission, due‑diligence coordination, process follow‑up and disbursement, to guarantee timely and sufficient fund arrival. 3. Financing documents & ledger management: Compile, prepare and review complete application materials including financial statements, feasibility‑study reports, credit granting documents and business statements, ensuring authenticity, accuracy and compliance of documents. Establish comprehensive financing ledgers; keep real‑time updates on core data such as credit line, loan amount, interest rate, term, repayment date and guarantee method to precisely monitor overall corporate financing status. 4. Capital risk & cost control: Track changes in market interest rates and financial policies; compare costs of different financing products, optimize financing structure and reasonably control comprehensive financing cost of the enterprise. Sort out maturing debts in advance, draw up plans for repayment, loan renewal and loan roll‑over, guarantee seamless capital connection, prevent capital risks such as overdue payment and loan suspension, and safeguard safe and stable corporate capital chain. 5. Statement preparation & reporting: Regularly compile financing statistics and work progress; prepare financing analysis reports, capital schedules and financing work summaries. Report financing progress, existing problems and optimization proposals to management in a timely manner. Cooperate with finance, audit and other internal departments; respond to inspections and enquiries from financial institutions and regulatory authorities. 6. Auxiliary investment & financing work: Assist in relevant research on corporate investment and financing; collect industrial financing policies, market trends and peer financing modes so as to provide data & document support for corporate investment‑financing decisions. Support financial calculation and feasibility analysis for major company projects. 1. Handle daily work for various credit businesses including application, renewal, credit enhancement and release of guarantee, maintain the company’s available credit lines. 2. Follow the full process for each financing transaction covering contract signing, fund disbursement, principal‑interest repayment and bill settlement. 3. Sort and archive all financing contracts, agreements, official approvals and due‑diligence materials to realize standardized file management. 4. Complete other financing‑related and capital‑management auxiliary tasks assigned by leadership. 5. Accept business trips.

Bachelor’s degree or above in Finance, Financial Management, Accounting, Economics or related disciplines. Holders of CPA, CFA, securities practitioner certificate or banking practitioner certificate are preferred. Work experience: 1‑3 years of practical experience in corporate capital management, corporate banking liaison or end‑to‑end financing operations. Familiar with bank credit products, bills, guarantees and supply‑chain finance. Prior financing experience within central SOEs, manufacturing or real‑economy enterprises is preferred. Professional competence: Able to independently organize corporate financial data; prepare financing calculation sheets, credit application documents and project financing schemes. Familiar with the whole workflow of credit submission, committee review and loan renewal; capable of liaising with banks, financial‑leasing firms, trust institutions. Possess basic compliance knowledge on contracts, guarantee and mortgage; competent for daily ledger management including credit ledger, maturity repayment and interest verification.